Whiteford

Denver · Estate Planning

A good estate plan is a gift to the people you love — clear instructions, no scrambling, no guessing. Our Colorado team builds those plans from our office in Denver's Highland neighborhood.

Clear, quoted fees for planning — and contingency options for inheritance disputes where appropriate.Contingency representation for injury cases.

Free consultations — a straight answer before any engagement

Clear fees — quoted planning fees in writing; contingency options for disputes where appropriate

Denver based, with Whiteford's national trusts & estates platform (ACTEC fellows, Chambers-ranked)

24/7 intake — a real conversation and a booked consultation, any hour

Most Denver families don't put off estate planning because they don't care. They put it off because the questions feel heavy: who raises the kids, who makes medical decisions, what becomes of the house in Berkeley or the cabin near Evergreen. An attorney's job is to make those questions manageable — and turn your answers into documents that work when needed.

Whiteford's Colorado team practices from our office in Denver's Highland neighborhood, close enough that signings and plan updates happen face to face. Behind that local access sits Whiteford's national trusts and estates platform — a Chambers-ranked practice whose section includes ACTEC fellows — so simple and complex plans draw on the same depth.

This page walks through what a complete plan includes beyond a will, why the 2026 federal exemption changes have many Denver families revisiting finished plans, and how to get started.

A real estate plan is more than a will

A will is the spine of most plans, but on its own it leaves gaps. It says nothing about who manages your affairs during incapacity. It doesn't control assets that pass by beneficiary designation, like retirement accounts and life insurance. And in Colorado, a will alone generally still means probate.

A complete plan is a coordinated set of documents rather than a single one. Families often discover the missing pieces only when we walk through the whole picture together — which is what the free Colorado Estate Snapshot at /estate-snapshot is designed to surface before you sit down with the attorney.

  • A will naming your personal representative and, for parents, guardians for minor children
  • Financial and medical powers of attorney for incapacity
  • An advance directive stating your wishes for end-of-life care
  • A revocable living trust where probate avoidance, privacy, or family structure calls for one
  • A beneficiary-designation and titling review, so accounts and deeds match the plan

Why 2026 has Denver families updating their plans

The 2026 federal exemption changes have reshaped the estate tax landscape, and plans drafted under earlier assumptions may no longer do what their owners intend. For some households the shift creates opportunities; for others it means older trust structures now carry needless complexity. The right response depends on your assets, your family, and your goals.

We don't hand out one-size tax moves. The attorney will tailor any gifting or trust strategy to your situation, in plain English, during a free Legacy Game Plan Session. Denver's run-up in home values alone has pushed many families into unexpected planning territory — reason to look, not to worry.

Local access, national depth

Estate planning is personal work, and it goes better in person. From the Highland office, our Colorado team serves families across the metro — Wash Park to Central Park, Sloan's Lake to Cherry Creek. You'll leave the first conversation knowing what you need, what you don't, and what it costs before anything is drafted.

Because the local team is backed by the national platform, plans that cross state lines — the Arizona condo, the out-of-state business — are handled inside one firm rather than referred out.

The law, current

What Colorado families should know in 2026

$15M

Federal exemption — now permanent

The 2025 federal tax law made the estate and gift tax exemption permanent at $15,000,000 per person (indexed) beginning in 2026 — roughly $30M for a married couple with proper planning. Colorado imposes no state estate or inheritance tax. Plans written under older, lower exemptions often carry structures families no longer need — or miss opportunities they now have.

UPC

Colorado probate: simpler — but not simple

Colorado follows the Uniform Probate Code: many estates qualify for informal probate, and small estates under an inflation-indexed threshold can often skip court entirely via affidavit. But without a will, Colorado's intestate-succession statutes — not your wishes — decide who inherits, and blended families are where those defaults surprise people most.

Clocks

Dispute deadlines run quietly

Will contests, trust challenges, creditor claims, and fiduciary-misconduct actions in Colorado all carry deadlines — some triggered by notices a beneficiary may not even recognize as starting a clock. If something about an estate feels wrong, the single most protective step is learning your specific deadlines early.

Sources: Pub. L. 119-21 (2025) (federal exemption); Colo. Rev. Stat. Title 15 (probate, intestacy, small-estate collection; Colorado Uniform Trust Code). General information, not legal or tax advice; thresholds adjust and exceptions apply.

Not another "initial consult"

The Legacy Game Plan Session

30 minutes with our Colorado team. You leave with a clear plan — whether or not you engage us.

Clear, quoted fees for planning — and contingency options for inheritance disputes where appropriate.

Every engagement starts with a written scope and fee agreement. No surprises, no hourly mystery bills for planning work.

Your document & deadline check

What you have, what's missing, and any clock that's already running — probate windows, contest periods, tax elections.

The exposure map

Where your estate (or your inheritance) is actually vulnerable: probate costs, incapacity gaps, tax exposure, or a problem fiduciary.

A straight answer

Whether your situation needs an attorney at all. If a simple will or a phone call solves it, we'll say so — for free.

Your next-three-steps memo

The specific documents to gather or actions to take, in order, whatever you decide about hiring us.

You leave with all four — whether or not you ever hire us. No pressure, no obligation, no fine print.

How it works

A clear process, from first contact to resolution

01

Tell us where things stand

A free, confidential conversation — or start with the two-minute Estate Snapshot. Planning or dispute, we listen first; no obligation, no pressure.

02

We map documents and deadlines

What exists, what's missing, and every clock that's running — probate windows, contest periods, tax elections. Estates are won and lost on timing.

03

We design — or investigate

For planning: a design built around your family, assets, and tax picture. For disputes: records, accountings, and title work that show what actually happened.

04

Execute with national depth

Documents signed, trusts funded, plans that actually work — or a dispute pressed by a Chambers-ranked trusts and estates platform prepared to litigate when needed.

Your legal team

A Denver front door. A national trial platform.

Whiteford Mountain West pairs Colorado-based leadership with the trial depth of Whiteford's full national litigation platform — so serious cases get serious resources.

Peter D. Antonoplos, Partner · Co-Chair, Trusts & Estates

Peter D. Antonoplos

Partner · Co-Chair, Trusts & Estates

Whiteford national platform

Peter Antonoplos co-chairs Whiteford's Trusts and Estates section, bringing more than twenty years of experience advising individuals, families, businesses, and institutions on estate planning, trusts, asset protection, and complex estate and gift tax strategy.

Jeffrey R. Schell, Managing Director, Whiteford Mountain West

Jeffrey R. Schell

Managing Director, Whiteford Mountain West

Denver, Colorado

Jeff Schell is a Denver-based partner at Whiteford and the Managing Director of Whiteford Mountain West. A Colorado attorney, he was named one of ColoradoBiz Magazine's 25 Most Influential Young Professionals in Colorado.

Attorneys are admitted in the jurisdictions listed in their official firm profiles. Colorado matters are supervised and led through Whiteford's Colorado-admitted attorneys, with the firm's national trusts-and-estates counsel engaged on each matter as appropriate and permitted.

Frequently asked questions

Do I need an estate plan if I'm not wealthy?

Yes — arguably more. Estate planning decides who raises your children, who can pay your bills and talk to your doctors if you're incapacitated, and who receives what you own with the least cost and delay. None of that depends on wealth. For modest estates the plan is often simpler and less expensive than people fear, and Colorado offers streamlined options for smaller estates.

What happens if I die without a will in Colorado?

Colorado's intestacy laws decide who inherits, using a formula based on your surviving family tree — and the result often surprises people, especially in blended families, where a spouse and children from a prior relationship may split the estate in unintended ways. A court also chooses your estate's administrator and, for minor children, a guardian, without your input. A will replaces those defaults with your wishes.

Will vs. trust — which do I need?

It depends on what you own and what you want to happen. A will is simpler and works well for many families, but it generally goes through probate. A revocable living trust can avoid probate, keep your affairs private, and manage assets during incapacity — but only if properly funded. Many Denver plans use both: a trust as the main vehicle, a pour-over will as the safety net.

How often should I update my estate plan?

Review it after major life events — marriage, divorce, a birth, a death, a significant change in assets, or a move — and periodically even when life feels stable, because laws shift. The 2026 federal exemption changes are a good example: plans drafted under prior law may now be more complicated than needed. An existing plan can usually be updated rather than rebuilt from scratch.

What does the first meeting look like?

It's a free Legacy Game Plan Session — a structured conversation about your family, your assets, and your goals, not a sales pitch. Many families complete the Colorado Estate Snapshot first so the meeting starts from a clear picture. You'll leave knowing which documents you need, what the process looks like, and what it costs, quoted before drafting begins. To talk sooner, call (720) 853-1579.

Where does your estate actually stand?

The free Colorado Estate Snapshot walks through what actually determines how estates fare in Colorado — documents, titling, taxes, family structure, and the deadlines nobody mentions — in about two minutes. No obligation, and no pressure. Want a real answer instead? Book a free Legacy Game Plan Session and leave with a plan.

Educational only — not legal or tax advice, and no attorney–client relationship is created.

Related Colorado estate resources